Richard D. Fairbank

Founder, COF

In the role: Nov 1994 – present
Birth date: 18 September 1950 1 source
Birth time: Unknown. A reading is issued only when it holds whichever hour Richard was born.

2026 reading

Weak

0 signals, 1 drag

Read for the calendar year from the birth date, one of five levels. Signals lift it, drags lower it. The rules stay in-house.

In Richard’s 31 years leading COF, Weak years rose 3 of 6.

This month: October is a quiet month. Next Active month: November. This month’s lists
Low tide: March to August: the half-year before Richard’s birthday, where Weak years run weakest.
2027: Published 1 December 2026, sealed before the year starts.

2026 month by month

Active months are the six in which a year’s reading tends to show in the stock. A qualifying reading enters the Rebound list in an Active month that follows a month the stock did not rise. The outlined cell is this month; the move is the month’s price change.

Years in role by level

Strong: 5 of 8 rose
Firm: 8 of 8 rose
Even: 5 of 8 rose
Soft: 0 of 1 rose
Weak: 3 of 6 rose

All leaders, 1995–2025: Strong 76% of 256 · Firm 71% of 709 · Even 67% of 2,016 · Soft 59% of 310 · Weak 50% of 191.

Year by year

Every calendar year Richard led COF with a reading on record, and what the stock did that year. Past years are read with the rules now fixed; the return is the stock's from January to December.

COF rose in 21 of 31 years.

Richard D. Fairbank at COF, by year
Year	Reading	Stacked	COF	Result
2025	Strong	2 signals, 0 drags	+37.7%	Rose
2024	Firm	1 signal, 0 drags	+38.2%	Rose
2023	Firm	1 signal, 0 drags	+44.3%	Rose
2022	Weak	0 signals, 1 drag	−34.6%	Fell
2021	Firm	1 signal, 0 drags	+49.3%	Rose
2020	Even	0 signals, 0 drags	−2.7%	Fell
2019	Even	0 signals, 0 drags	+38.6%	Rose
2018	Even	0 signals, 1 drag	−22.8%	Fell
2017	Weak	0 signals, 2 drags	+16.3%	Rose
2016	Strong	2 signals, 0 drags	+23.8%	Rose
2015	Strong	2 signals, 0 drags	−10.9%	Fell
2014	Strong	2 signals, 0 drags	+9.5%	Rose
2013	Firm	1 signal, 0 drags	+34.2%	Rose
2012	Weak	1 signal, 2 drags	+37.5%	Rose
2011	Strong	3 signals, 0 drags	−0.2%	Fell
2010	Firm	1 signal, 0 drags	+11.6%	Rose
2009	Even	0 signals, 1 drag	+24.1%	Rose
2008	Soft	0 signals, 1 drag	−30.3%	Fell
2007	Even	0 signals, 0 drags	−38.4%	Fell
2006	Weak	0 signals, 1 drag	−11.0%	Fell
2005	Strong	2 signals, 0 drags	+2.7%	Rose
2004	Strong	3 signals, 0 drags	+37.6%	Rose
2003	Even	0 signals, 0 drags	+106.8%	Rose
2002	Weak	0 signals, 1 drag	−44.7%	Fell
2001	Strong	2 signals, 0 drags	−17.9%	Fell
2000	Firm	1 signal, 0 drags	+36.9%	Rose
1999	Firm	1 signal, 0 drags	+26.0%	Rose
1998	Even	0 signals, 0 drags	+113.0%	Rose
1997	Even	0 signals, 1 drag	+51.8%	Rose
1996	Weak	0 signals, 1 drag	+52.5%	Rose
1995	Firm	1 signal, 0 drags	+50.8%	Rose

Documented sources

COF 2026 proxy statement — stated ageSEC filing — published 25 March 2026; states age 75Read by model, SEC proxy-age pass

No source here states the day; one SEC filing states an age consistent with it. An age fixes the year, not the day. Stock.ceo has not verified the underlying birth record.

Sources last checked: 19 September 2026

Readings: One of five levels a year, with how many signals and drags stacked, computed from the birth date over the thirteen possible birth hours and issued only where at least ten agree. Built 2026-10-16 from research export f0c9e40. The rules stay in-house.
Stock data: Calendar-year and monthly % change of adjusted close. Volatility % = annualised stdev of the 12 monthly returns. No prices are included. Adjusted close is split-adjusted, so a stock split never appears as a move in anything plotted here, and stock splits are not recorded as events.
Birth dates: 206 of the 319 people in this dataset now have at least one source recorded here, across 207 of the 325 leader-company records — six people ran two companies and are stored once for each. Of those sources — all 207 of them — 204 are a stated age read out of an SEC proxy statement, which bounds a birth year and says nothing about the day; one is an age stated in a press report; two state the day itself, one from an official gazette read by a person and one from an encyclopedia. The day is what every reading on this site is calculated from, so for all but those two birth dates no source here backs the part that is used. The 204 records the pass produced were not reviewed by a person: each source names who read it. Six findings from the same pass are deliberately not entered, because in each one the date held here falls outside the bound the filing implies, and telling an ordinary record-date lag from a real disagreement needs a person rather than arithmetic. An absent entry still means no source is recorded here yet.
Research export: Version 2, generated 2026-10-16 from research commit 7d490ef with uncommitted changes

Research and exploration only. Not investment advice. A reading describes a leader's year from their birth date, not the stock.